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Why do You Need a Realtor for a New Construction Home?

Why do You Need a Realtor for a New Construction Home?

Building your own home from the ground up is exciting. You get to choose many aspects of the home right from the start that you otherwise could not do with an existing home. Remember, however, it is still a home purchase and possibly one of the largest investments you...
Are you Ever too Old to Qualify for a Mortgage?

Are you Ever too Old to Qualify for a Mortgage?

Can you be too old for a mortgage? According to the law, you cannot. A lender cannot discriminate against you for your age. But they can deny your application for other reasons, such as credit issues or debt ratio problems.A lender can even deny your application if...
When is the Appraisal Ordered in the Loan Process?

When is the Appraisal Ordered in the Loan Process?

An appraisal is necessary to ensure there is adequate collateral in a home. Your lender will require the appraisal prior to clearing your loan to close. At what point does the lender order the appraisal, though?Keep reading to find out.ORDERING THE APPRAISALThe loan...
What To Do if Your Mortgage Application Has Been Denied

What To Do if Your Mortgage Application Has Been Denied

The last thing you want to hear when you apply for a mortgage is that it’s been denied, but it happens. The good news is that it doesn’t mean it’s the end of the road for you. The bad news is that you have a lot of work ahead of you.LEARN THE REASONYour first step is...