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Can you use Partial Entitlement?

Can you use Partial Entitlement?

As a veteran, you receive entitlement to purchase a home up to $484,350 with no down payment if you have full entitlement. But what happens when you don’t have full entitlement any longer? You can have entitlement tied up in your current home or you could even lose...

How Much Should a First-Time Homebuyer Put Down?

How Much Should a First-Time Homebuyer Put Down?

If the thought of saving 20% of your purchase price for a home has you panicking, don’t worry. You don’t necessarily need a 20% down payment, especially as a first-time homebuyer. You may have access to several programs that allow as little as 3.5% down on a home.Now...

Do Deferred Student Loans Affect Debt-To-Income Ratios?

Do Deferred Student Loans Affect Debt-To-Income Ratios?

If you graduated college loaded with student loans, you aren’t alone. The average graduate has around $37,000 in debt and this only accounts for graduates with a bachelor’s degree. Those that go on even further can have hundreds of thousands of dollars in student...

How Much Does a Rate Lock Cost?

How Much Does a Rate Lock Cost?

Before you can close on a mortgage, you have to lock in the interest rate. No matter how hesitant you are, at some point you have to be willing to lock it or you can’t close on the loan. Just what is that rate lock going to cost you?Keep reading to find out.WHEN...

Don’t do These Things When You’re Closing on a Home

Don’t do These Things When You’re Closing on a Home

You might think since you have the ‘clear to close’ from your lender that you are free to do anything you want with your finances before your home closing. Don’t make that mistake, though. There are ways that you can ruin your chances of closing on your loan if you...